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Your One-Way Ticket to Blessing


A police officer found a perfect hiding place to watch for speeding motorists. One day, he was amazed and slightly dumbfounded when everyone that passed was under the speed limit. A little investigating quickly uncovered the problem… A 10-year old boy was standing on the side of the road with a huge hand painted sign that said “Radar Trap Ahead.” A little more investigative work led the officer to the boy’s accomplice: a second boy about 100 yards beyond the radar trap with another sign reading “TIPS” and a bucket at his feet full of change. (Story adapted from Clem Kaddiddle-Hopper)

Just like the bucket at the second boy’s feet a Charitable Gift Annuity (CGA) delivers wonderful benefits. CGAs provide you with increased income while simultaneously allowing you to maximize your charitable giving to ministries you care about like Calvin Theological Seminary.

Here’s an example of how CGAs work…

Robert wanted to provide support for Calvin Theological Seminary and at the same time increase his income. So at 75 years old, Robert gave $10,000 to Calvin Theological Seminary in exchange for a Charitable Gift Annuity, where Robert would receive $580 annually for life (at an annuity rate of 5.8%). Of that, a portion will be tax-free and Robert will receive a significant charitable tax deduction as well. Most importantly, Robert will be pleased to know that his gift will help change lives for years to come through Calvin Theological Seminary.

How could a Charitable Gift Annuity benefit you? Your gift would allow you:

  • An immediate tax deduction on a large portion of the gift
  • Capital gain tax deferral. And if you donate appreciated securities, you won’t owe capital gain
    tax when you make the transfer either
  • Increased income stream for life